How to Get Cash Back When Shopping with Rakuten

 

If you're not using Rakuten for your online (and even in-store) shopping, you’re missing out on free money! Seriously. Rakuten makes it super easy to get cash back on purchases you were already planning to make. Here’s a step-by-step guide to help you get started and maximize your savings:

1. Sign Up for a Free Rakuten Account

First things first, head over to Rakuten.com or download the Rakuten app on your phone. Signing up is quick and free—you just need an email address. Bonus: click here to get  $30 after you make your first qualifying purchase through their platform.

2. Install the Rakuten Browser Extension (Optional but Recommended)

If you’re shopping on your desktop, the Rakuten browser extension is a game changer. Download it for Chrome, Firefox, or Safari. Once installed, the extension will automatically alert you if the website you’re on offers cash back through Rakuten. No need to manually check!

3. Find a Store on Rakuten

Rakuten partners with thousands of retailers, from big names like Amazon, Walmart, and Macy’s to niche stores you might not expect.

  • Use the search bar on Rakuten to find your favorite store.
  • Check the cash back percentage—this varies from store to store and sometimes changes during special promotions.

4. Click Through to the Store

To earn cash back, you must click on the store link directly from Rakuten’s website or app. Think of it as the bridge between you and the retailer. Once you’re redirected to the store’s site, shop like you normally would.

5. Shop Like Normal

Add items to your cart and check out as usual. There’s no need to apply a special code (unless you’re stacking coupons, which is a smart move). As long as you started your shopping trip through Rakuten, your purchase will be tracked.

6. Double Dip on Rewards

Here’s where it gets even better:

  • Use a rewards credit card to earn points or cash back on top of Rakuten’s offer.
  • Some stores allow you to combine Rakuten cash back with their loyalty programs, giving you triple the savings.

7. Check Your Cash Back Balance

After your purchase, Rakuten will notify you when the cash back is added to your account. This usually takes a few hours to a couple of days. You can log in anytime to see your running total.

8. Get Paid

Rakuten pays out your cash back quarterly via PayPal or check. Just make sure your account info is updated, and you’ll get your payout without lifting a finger.

9. Use Rakuten for In-Store Shopping

Yes, you can even earn cash back in physical stores!

  • Link your credit card to your Rakuten account.
  • Activate in-store offers in the app.
  • Shop in-store and pay with your linked card to earn cash back.

10. Keep an Eye on Special Promotions

Rakuten regularly runs promotions like Double Cash Back or bonus offers. They’ll email you about these deals, but it’s also worth checking their homepage or app for the latest offers.

Pro Tips to Maximize Your Cash Back

  • Refer Friends: Share your Rakuten referral link. You’ll earn bonus cash, and your friends will get a welcome bonus. Win-win!
  • Shop Big Sales: Stack Rakuten cash back with sales like Black Friday, Cyber Monday, or seasonal markdowns.
  • Stay Consistent: Always start your shopping trip on Rakuten—it’s an easy habit to build.

Final Thoughts

Getting cash back with Rakuten is a no-brainer. It’s like being rewarded for shopping, and who wouldn’t want that? Start small, make it a habit, and watch the savings add up. Happy shopping—and happy earning!


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